开发者:上海品职教育科技有限公司 隐私政策详情

应用版本:4.2.11(IOS)|3.2.5(安卓)APP下载

林旖晨 · 2020年07月11日

问一道题:NO.PZ2020042003000108 [ FRM II ]

问题如下:

Which of the following statements about the types of deposits is NOT correct?

选项:

A.

NOWs (negotiable order of withdrawal accounts) are interest-bearing savings deposits.

B.

Money market deposit accounts (MMDAs) and Super NOWs (SNOWs), offering flexible money market interest rates but accessible via check or preauthorized draft to pay for goods and services.

C.

Nonnegotiable CDs can be traded prior to maturity.

D.

Savings or thrift deposits are designed to attract funds from customers. They normally pay significantly higher interest rates than transaction deposits.

解释:

考点:对Types of Deposits Offered by Depository Institutions的理解

答案:C

解析:

选项C错误。

Nonnegotiable CDs在到期前不能交易。在到期前可以交易的是Negotiable CDs.

Negotiable CDs: traded prior to maturity

now不是demand deposit才对吗?
1 个答案

品职答疑小助手雍 · 2020年07月12日

是demand deposit没错,A的说法也没错啊~见讲义358页。