问题如下:
Which of the following statements about the
types of deposits is NOT correct?
选项:
A. NOWs (negotiable order of
withdrawal accounts) are interest-bearing savings deposits.
B. Money market deposit accounts
(MMDAs) and Super NOWs (SNOWs), offering flexible money market interest rates
but accessible via check or preauthorized draft to pay for goods and services.
C. Nonnegotiable CDs can be
traded prior to maturity.
D. Savings
or thrift deposits are designed to attract funds from customers. They normally
pay significantly higher interest rates than transaction deposits.
解释:
考点:对Types of Deposits Offered by Depository
Institutions的理解
答案:C
解析:
选项C错误。
Nonnegotiable CDs在到期前不能交易。在到期前可以交易的是Negotiable CDs.
Negotiable CDs: traded prior to maturity。
now不是demand deposit才对吗?