开发者:上海品职教育科技有限公司 隐私政策详情

应用版本:4.2.11(IOS)|3.2.5(安卓)APP下载

花卷喵 · 2020年06月30日

问一道题:NO.PZ2018062003000106 [ CFA I ]

问题如下:

If household wealth increases, which of the following is most likely to increase?

选项:

A.

investment expenses.

B.

household saving.

C.

consumption expenses.

解释:

C is correct.

Financial and real assets are included in household wealth. If household wealth increases, consumers tend to save less and spend more when it comes to the use of their current income, because they can still meet the demand of wealth accumulation.

考点: household wealth

解析:

个人资产包括不动产、股票和其他证券,其中不动产会占据很大一部分,如果不动产价格上升,个人的资产就会随之上升,此时人们就更愿意去增加消费,而减少储蓄。所以C选项正确,B选项错误。

不动产的增加不会影响投资的变动,因为投资不是个人行为,而是政府和企业的行为,所以A选项不入选。

household wealth专指不动产吗?
1 个答案

丹丹_品职答疑助手 · 2020年06月30日

嗨,从没放弃的小努力你好:


同学你好,household wealth可以理解为家庭或者个人资产。


-------------------------------
虽然现在很辛苦,但努力过的感觉真的很好,加油!