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Allez😃Sea · 2020年05月20日

问一道题:NO.PZ2018070201000128

问题如下:

Which of the following is most correct on property insurance companies and life insurance companies?

选项:

A.

Property insurance companies has lower liquidity needs than life insurance companies.

B.

Property insurance companies has higher liquidity needs than life insurance companies.

C.

Property insurance companies has a higher return objective than life insurance companies.

解释:

B is correct.

Property and casualty insurances are generally short term than life insurance and the expected cash flow is not easy to forecast. Therefore, property insurance companies usually has higher liquidity needs than life insurance.

老师,可以解答下为什么C不对吗?谢谢

1 个答案
已采纳答案

丹丹_品职答疑助手 · 2020年05月21日

嗨,从没放弃的小努力你好:


同学你好,如答案解析:财险公司通常相对于寿险公司更短的周期并且更需要现金流去实现,可以理解为财险公司需要流动性更多。期限短、需要跟更多的流动性,财险公司要比寿险公司更多的投资货币类现金管理工具,收益会低一些、请知悉


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努力的时光都是限量版,加油!


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