开发者:上海品职教育科技有限公司 隐私政策详情

应用版本:4.2.11(IOS)|3.2.5(安卓)APP下载

滴滴姐姐~ · 2020年04月22日

问一道题:NO.PZ2018091702000038 [ CFA III ]

问题如下:

 Weaver discusses how decisions are shaped by the decision-making process itself. She provides the following example:

A new client is interested in becoming an antique car investor and requested I make available $200,000 from his portfolio so he could start his collection. Shortly after the money was made available, the client visited an antique car auction not far from his home. Unfortunately, the auction had a limited number of cars meeting his requirements. He was drawn to one antique car in particular, even though it was missing several of the features he wanted. After some consideration he decided to purchase it anyway. Within an hour, his purchase was placed in storage for safekeeping.”

What behavior did Weaver’s new client most likely demonstrate when he purchased the antique car?

选项:

A.

Satisficing

B.

Utility maximization

C.

Using heuristics

解释:

A is correct.

Weaver’s client most likely demonstrated satisficing when he purchased the antique vehicle. Satisficing combines satisfy and suffice and describes decision, actions, and outcomes that may not be optimal, but are adequate.


选项A: Satisficing属于bounded rationality, 差不多就行。题干中说 “even though it was missing several of the features he wanted. After some consideration he decided to purchase it anyway.” 虽然古董车有一些不符合客户要求的地方,但是这个客户还是买了。A正确。

选项B:utility maximization 题干中没有表现出客户最大化utility, B 错误。

选项C:using heuristics 使用经验,根据过去的经验来决定买不买这辆车,题干中没有这样的表现,C错误。

话说哪里讲的heuristic呀 看了两遍强化的人类并没有找到这个姿势点咦
1 个答案
已采纳答案

Olive_品职助教 · 2020年04月23日

嗨,从没放弃的小努力你好:


教材在bounded rationality这里提到,人们不总能得到最优结果,而总是使用历史经验来处理收集到的信息,直到获得一个satisfactory的结果。

使用经验来处理信息的好处就是简单方便,所以也只能得到一个satisfactory的结果,而不是optimal。

这个词我们能读懂是什么意思,知道它不属于传统金融学范畴,而是是跟bounded rationality和AMH理论统一的即可。

 


-------------------------------
就算太阳没有迎着我们而来,我们正在朝着它而去,加油!