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ciaoyy · 2020年03月12日

问一道题:NO.PZ2016040303000005

问题如下:

Bronson provides investment advice to the board of trustees of a private university endowment fund. The trustees have provided Bronson with the fund’s financial information, including planned expenditures. Bronson receives a phone call on Friday afternoon from Murdock, a prominent alumnus, requesting that Bronson fax him comprehensive financial information about the fund. According to Murdock, he has a potential contributor but needs the information that day to close the deal and cannot contact any of the trustees. Based on the CFA Institute Standards, Bronson should:

选项:

A.

Send Murdock the information because disclosure would benefit the client.

B.

Not send Murdock the information to preserve confidentiality.

C.

Send Murdock the information, provided Bronson promptly notifies the trustees.

解释:

B  is correct.

This question relates to Standard III(A) –Loyalty, Prudence, and Care and Standard III(E) –Preservation of Confidentiality. In this case, the member manages funds of a private endowment. Clients, who are, in this case, the trustees of the fund, must place some trust in members and candidates. Bronson cannot disclose confidential financial information to anyone without the permission of the fund, regardless of whether the disclosure may benefit the fund. Therefore, answer A is incorrect. Answer C is incorrect because Bronson must notify the fund and obtain the fund’s permission before publicizing the information.

为什么提供的这些信息算是涉密呢?只是spending expenditures而已啊,不是客户名单啊

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发亮_品职助教 · 2020年03月13日

嗨,努力学习的PZer你好:


“为什么提供的这些信息算是涉密呢?只是spending expenditures而已啊,不是客户名单啊”


这里是这样,在CFA的道题里,涉及客户信息的,只有以下3种情况给外界说才不算违反条例:

1、客户信息涉及非法活动

2、法律要求披露

3、客户允许

除了以上3种情况,透露客户信息就一定违反条例。甚至连某某某是你的客户这样的信息都要保密,说了就算违反。


然后就是注意看题干信息的描述:the fund’s financial information, including planned expenditures,是Financial information包括Planned expenditures,不仅仅是planned expenditures;以及后面的:fax him comprehensive financial information about the fund.,要求发给他全面的 financial information。

注意,任何信息都不能泄露,哪怕是Spending expenditures。而且这道题的措辞说的不仅仅是expenditures,是比较全面的Financial information.


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2022-06-11 17:33 1 · 回答

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