问题如下:
The net payment cost index that Blanc should calculate is closest to:
选项:
$20.00.
C.$20.19.
解释:
C is correct.
The net payment cost index assumes that the insured will die at the end of a specified period—in this case, the given life expectancy of 20 years. Calculating the net payment cost index includes the following steps.
您好,李老师在讲课时,提到了一个简单的算法(基础和强化都讲到了)即NET PAYMENT INDEX=PREMIUM-DIVIDEND/(1+DISCOUNT RATE),在这里也就是12-2/(1+5%)=10.0953,但是在这里好像还要再乘以2才能得到正确答案,我没转过来,为什么会这样。谢谢您