开发者:上海品职教育科技有限公司 隐私政策详情

应用版本:4.2.11(IOS)|3.2.5(安卓)APP下载

SimonKKK · 2020年03月01日

问一道题:NO.PZ2018091705000021

问题如下:

Allen is an investment manager, who recently recruited a new customer, Polly. Polly invested $100,000 in an asset for 20 years that promises to offer an annual interest of 8% before tax without any capital gain. But the investment account is expected to be taxed 15% annually. Calculate the post-tax return on the investment after 20 years later.

选项:

A.

$383,121.09

B.

$372,756.35

C.

$339,092.56

解释:

B is correct.

考点Accrual Taxation

解析根据Accrual taxes的公式可得

FVAT=PV[1+R(1T)]N=100,000×(1+8%(115%))20=372,756.35FV_{AT}=PV{\lbrack1+R(1-T)\rbrack}^N=100,000\times{(1+8\%{(1-15\%)})}^{20}=372,756.35

老师,这一题是问Return,不是问FV。 为啥结果不用减去本金?

1 个答案

carolllll · 2020年03月02日

嗨,努力学习的PZer你好:


同学你好,

这题说的不太严谨,我们只能从选项中看出来是求FV。

 


-------------------------------
虽然现在很辛苦,但努力过的感觉真的很好,加油!