开发者:上海品职教育科技有限公司 隐私政策详情

应用版本:4.2.11(IOS)｜3.2.5(安卓)APP下载

返回

awen · 2020年02月25日

问一道题：NO.PZ201704060100000308

  1. CFA III
  2. 个人IPS

* 问题详情，请 查看题干

问题如下：

Which of Smith’s recommendations regarding the Barksdales’ investment portfolio is/are correct?

选项：

A.

Recommendation 1 only

B.

Recommendation 2 only

C.

Both Recommendation 1 and Recommendation 2

解释：

C is correct.

People with higher risk and potential volatility in income (human capital) should take on lower risk in their investment portfolios. Adrian’s income is more than two-thirds of the household total and is somewhat volatile because of cyclical demand for his employer’s product. Additionally, because income is tied to a particular industry or sector, the Barksdales should underweight securities having a high correlation with bauxite demand.

The portfolio should have lower risk than a portfolio for similar investors in the same lifestyle stage.为什么正确？

这里的similar investors难道不是也从事相似职业吗？

in the same lifestyle stage.伴随着生活开支差不多的生活方式

那为什么主人公一家的投资组合需要更低的风险呢？

添加评论
1 个答案
已采纳答案

carolllll · 2020年02月26日

嗨，爱思考的PZer你好：


同学你好，

这个主要是因为Adrian支撑着大部分家庭的income，如果anthing happens to Adrian，那么这个portfolio 的income就会特别重要，再加上本来Adrian的income就随着周期所变动，所以其实这个portfolio的income对于这个家庭是非常重要的，因此这个portfolio不能太risky。

 

希望对你有帮助～


-------------------------------
努力的时光都是限量版，加油！


  • 1

    回答

  • 2

    关注

  • 974

    浏览
相关问题

NO.PZ201704060100000308问题如下 Whiof Smith’s recommentions regarng the Barksles’ investment portfolio is/are correct? Recommention 1 only Recommention 2 only Both Recommention 1 anRecommention 2 C is correct. People with higher risk anpotentivolatility in income (humcapital) shoultake on lower risk in their investment portfolios. Aian’s income is more thtwo-thir of the householtotanis somewhvolatile because of cyclicmanfor his employer’s proct. Aitionally, because income is tieto a particulinstry or sector, the Barksles shoulunrweight securities having a high correlation with bauxite man 我看了之前同学的提问和助教的答案。助教无非两点1、aian从事周期性行业，2、他是家里顶梁柱。但文中说是similinvestor，说明是一样的，从事行业的波动和回报都是相似的，同样年龄阶段，高风险高收益的工作，可以认为也是家里顶梁柱。况且题目问的是他家的资产咋配置，不是他个人咋配置。如果按助教所说，他比similinvestor的工作更波动，更顶梁柱。那我是否我也可以这么说，一个similinvestor，他老婆比他更能赚钱，他也可以不是家里顶梁柱，所以应该可以更高风险投资FC？请问这里similar到底如何理解？如果认为similar的人也会不一样，那是否也可以认为可能可以更高风险投资FC呢？无论如何也不能说statement1正确吧

2022-04-17 23:30 1 · 回答

NO.PZ201704060100000308 C is correct. People with higher risk anpotentivolatility in income (humcapital) shoultake on lower risk in their investment portfolios. Aian’s income is more thtwo-thir of the householtotanis somewhvolatile because of cyclicmanfor his employer’s proct. Aitionally, because income is tieto a particulinstry or sector, the Barksles shoulunrweight securities having a high correlation with bauxite man 可以帮忙分析一下statement 2为什么对吗？

2021-11-20 08:52 2 · 回答

NO.PZ201704060100000308 C is correct. People with higher risk anpotentivolatility in income (humcapital) shoultake on lower risk in their investment portfolios. Aian’s income is more thtwo-thir of the householtotanis somewhvolatile because of cyclicmanfor his employer’s proct. Aitionally, because income is tieto a particulinstry or sector, the Barksles shoulunrweight securities having a high correlation with bauxite man 1为什么是对的？他的妻子也有稳定的收入，而且孩子只需要再支持几年

2021-09-27 09:55 1 · 回答

NO.PZ201704060100000308 C is correct. People with higher risk anpotentivolatility in income (humcapital) shoultake on lower risk in their investment portfolios. Aian’s income is more thtwo-thir of the householtotanis somewhvolatile because of cyclicmanfor his employer’s proct. Aitionally, because income is tieto a particulinstry or sector, the Barksles shoulunrweight securities having a high correlation with bauxite man The Barksles’ humcapitis value$2.9 million anestimateto 35% equity-like. 只有35% equity like ，并没有超过50%，为什么不能认定为humcapitvolatility 较小呢？我觉得这里题目出的不好，既然A是家庭主要收入来源，A的income volatility 较大，那么family总体Humcapit应该超过50%，请问我这么理解有问题吗？

2021-03-27 22:34 1 · 回答

Recommention 2 only Both Recommention 1 anRecommention 2 C is correct. People with higher risk anpotentivolatility in income (humcapital) shoultake on lower risk in their investment portfolios. Aian’s income is more thtwo-thir of the householtotanis somewhvolatile because of cyclicmanfor his employer’s proct. Aitionally, because income is tieto a particulinstry or sector, the Barksles shoulunrweight securities having a high correlation with bauxite man 这超什么意思？什么知识点？

2020-11-20 21:31 1 · 回答