问题如下:
Which of Smith’s recommendations regarding the Barksdales’ investment portfolio is/are correct?
选项:
A.Recommendation 1 only B.
Recommendation 2 only C.
Both Recommendation 1 and Recommendation 2
解释:
C is correct.
People with higher risk and potential volatility in income (human capital) should take on lower risk in their investment portfolios. Adrian’s income is more than two-thirds of the household total and is somewhat volatile because of cyclical demand for his employer’s product. Additionally, because income is tied to a particular industry or sector, the Barksdales should underweight securities having a high correlation with bauxite demand.
The portfolio should have lower risk than a portfolio for similar investors in the same lifestyle stage.为什么正确?
这里的similar investors难道不是也从事相似职业吗?
in the same lifestyle stage.伴随着生活开支差不多的生活方式
那为什么主人公一家的投资组合需要更低的风险呢?