问题如下：
Which of the following statements is correct regarding credit risk scoring models?
选项：
A. A pooled model will result in scores
ranging from 300 to 850.
B. A custom model is cheaper to
implement than credit bureau scores.
C. Multiple requests for new credit will
reduce an applicant’s credit score.
D. An. example of a characteristic in a
scoring model is the applicant's current gross salary of $50,000.
解释：
C An individual’s credit file will show a history of credit requests, with multiple requests causing an applicant’s credit score to decline. A credit bureau score model (rather than pooled model) will result in scores ranging from 300 to 850. A custom model is more expensive to implement than credit bureau scores. -Gross salary with current employer- is an example of a characteristic, with the actual salary number itself representing an attribute.
选项D错在哪里？选项D错在哪里？
