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虾虾🍤 · 2020年02月03日

问一道题:NO.PZ2015120604000014

问题如下:

If $1,500 will be invested at the beginning of each of the year for five years and assuming the interest rate is 10% .The first investment of $1500 is put into account today. At the end of the investing period, what's the value of the investment?

选项:

A.

$7,658

B.

$10,073

C.

$9,158

解释:

B is correct.

Under BGN mode:

N = 5; PMT = -1,500; PV = 0; I/Y = 10; CPT  FV = 10,073.42.

还是没有理解为什么pv=0而不是pv=1500?

1 个答案

星星_品职助教 · 2020年02月04日

同学你好,

PV只有一个,不可能是“ invested at the beginning of each of the year for five years ”,看到这种说法形容的就是PMT,只有PMT才是等间隔付相等的金额