开发者:上海品职教育科技有限公司 隐私政策详情

应用版本:4.2.11(IOS)｜3.2.5(安卓)APP下载

返回

saimeiei · 2019年12月29日

问一道题：NO.PZ2018091705000084

  1. CFA III
  2. 个人IPS

问题如下：

Jacques purchases a US$100,000 face value whole life policy has an annual premium of US$2,000, paid at the beginning of the year. Policy dividends of US$500 per year are anticipated, payable at year-end. A cash value of US$32,500 is projected for the end of Year 30. Jacques has a life expectancy of 30 years and a discount rate of 5%. The net payment cost index that Jacques calculate is closest to:

选项：

A.

$17.22.

B.

$16.89.

C.

$15.24.

解释：

C is correct.

考点: Net payment cost index

解析： The net payment cost index假设被保险人在30年后死亡。计算net payment cost index包括以下步骤:

老师你好，请问怎么看出来是100份的？

添加评论
Yiyun · 2023年07月19日

简便算法：PMT of premiums minus PMT of dividends discounted one period

1 个答案
已采纳答案

包包_品职助教 · 2019年12月29日

嗨，从没放弃的小努力你好：


根据 net net payment cost index的定义，她计算的是每1000元保单金额的成本，题目中face value是100，000，有100个1000，相当于有100份，所以除以100

The two most popular indexes for comparison are the net payment cost index and the surrender cost index, both of which calculate a cost per year per thousand dollars of life insurance coverage under different sets of assumptions. 


-------------------------------
就算太阳没有迎着我们而来，我们正在朝着它而去，加油！


  • 1

    回答

  • 4

    关注

  • 629

    浏览
相关问题

NO.PZ2018091705000084 问题如下 Jacques purchases a US$100,000 favalue whole life polihannupremium of US$2,000, paithe beginning of the year. Polivin of US$500 per yeare anticipate payable year-en A cash value of US$32,500 is projectefor the enof Ye30. Jacques ha life expectanof 30 years ana scount rate of 5%. The net payment cost inx thJacques calculate is closest to: $17.22. $16.89. $15.24. C is correct. 考点: Net payment cost inx 解析&#xFF1The net payment cost inx假设被保险人在30年后死亡。计算net payment cost inx包括以下步骤: 为什么最后这个除以100？这个100是怎么得出来的？

2024-08-10 12:19 2 · 回答

NO.PZ2018091705000084 问题如下 Jacques purchases a US$100,000 favalue whole life polihannupremium of US$2,000, paithe beginning of the year. Polivin of US$500 per yeare anticipate payable year-en A cash value of US$32,500 is projectefor the enof Ye30. Jacques ha life expectanof 30 years ana scount rate of 5%. The net payment cost inx thJacques calculate is closest to: $17.22. $16.89. $15.24. C is correct. 考点: Net payment cost inx 解析&#xFF1The net payment cost inx假设被保险人在30年后死亡。计算net payment cost inx包括以下步骤: 怎么调begin 现金流?

2024-06-10 10:24 2 · 回答

NO.PZ2018091705000084 问题如下 Jacques purchases a US$100,000 favalue whole life polihannupremium of US$2,000, paithe beginning of the year. Polivin of US$500 per yeare anticipate payable year-en A cash value of US$32,500 is projectefor the enof Ye30. Jacques ha life expectanof 30 years ana scount rate of 5%. The net payment cost inx thJacques calculate is closest to: $17.22. $16.89. $15.24. C is correct. 考点: Net payment cost inx 解析&#xFF1The net payment cost inx假设被保险人在30年后死亡。计算net payment cost inx包括以下步骤: 题目中哪里可以看出是100份保险？

2024-01-07 19:49 1 · 回答

NO.PZ2018091705000084 问题如下 Jacques purchases a US$100,000 favalue whole life polihannupremium of US$2,000, paithe beginning of the year. Polivin of US$500 per yeare anticipate payable year-en A cash value of US$32,500 is projectefor the enof Ye30. Jacques ha life expectanof 30 years ana scount rate of 5%. The net payment cost inx thJacques calculate is closest to: $17.22. $16.89. $15.24. C is correct. 考点: Net payment cost inx 解析&#xFF1The net payment cost inx假设被保险人在30年后死亡。计算net payment cost inx包括以下步骤: 按基础班PPT304的解题步骤:FV of premium=139521.58,FV of vin33219.4230-yecash value=32500相减后得30-yeinsurancost=73802.16再用上面这个数字作为FV求PMT得annupayments=1110.83所以Inx=11.11.以上是根据基础班例题的步骤做的，为什么错了？题目答案中为何没有使用cash value 32500?

2023-08-01 08:49 1 · 回答

NO.PZ2018091705000084 问题如下 Jacques purchases a US$100,000 favalue whole life polihannupremium of US$2,000, paithe beginning of the year. Polivin of US$500 per yeare anticipate payable year-en A cash value of US$32,500 is projectefor the enof Ye30. Jacques ha life expectanof 30 years ana scount rate of 5%. The net payment cost inx thJacques calculate is closest to: $17.22. $16.89. $15.24. C is correct. 考点: Net payment cost inx 解析&#xFF1The net payment cost inx假设被保险人在30年后死亡。计算net payment cost inx包括以下步骤: 请问139521.58怎么计算出来的？

2023-06-17 15:37 1 · 回答