李老师上课说Waiting period是伤残后等待拿到保险的时间...但是一般保险定义应该是 保险付款到保险生效的等待期。能否确认下李老师的说法是否正确？
Alpha · 2020年02月02日
A waiting period is the amount of time an insured must wait before some or all of their coverage comes into effect. The insured may not receive benefits for claims filed during the waiting period. Waiting periods may also be known as elimination periods and qualifying periods.
Policyholders need to consider their ability to pay for expenses when choosing the length of the waiting period for a policy.
包包_品职助教 · 2019年12月23日
嗨，努力学习的PZer你好：
你的理解是对的，Waiting period是保险付款到保险生效的等待期。设置等待期的目的是为了防止投保人明知道将发生保险事故，而马上投保以获得的行为
下面是原版书源于waiting period 的解释：The elimination period, or waiting period, specifies the number of days the insured must be disabled before payments begin being made. Naturally, the shorter the elimination period, the higher the premiums.
-------------------------------虽然现在很辛苦，但努力过的感觉真的很好，加油！