问题如下：
In estimating Molly’s human capital value, Lansky should apply an income volatility adjustment that is:
选项：
A.less than Kirk’s.
B.the same as Kirk’s.
C.greater than Kirk’s.
解释：
A is correct.
The income volatility adjustment reflects the fact that income from diff?erent professions can vary significantly. Molly works in an industry that has low correlation with the capital markets; she also earns income from an additional source. Kirk works in an industry that has high correlation with capital markets, and so he might experience higher income variability than Molly. Consequently, in estimating Molly’s human capital, the income volatility adjustment for Molly should be lower than Kirk’s.
income volatility adjustment 这个概念有没有一个定义或者公式啊？income volatility低，从字面上看，adjustment就低吗？
