问题如下:
Allen is an investment manager, who recently recruited a new customer, Polly.Polly.owns only two assets: human capital($1,200,000 ) and financial capital($300,000). —and wants his total wealth to have a 45% stock allocation. If human capital is assumed to be 25% stock- like, the optimal equity allocation for the financial capital of Polly is close to?
选项:
A.$75,000
B.$375,000
C.$175,000
解释:
B is correct.
考点: Human Capital and Asset Allocation
解析: Polly 的目标股票配置为总资产的45%=($1,200,000+$300,000)×45%=$675,000
其中human capital中股票资产有:$1,200,000×25%=$300,000
则金融资产中应该分配的股票资产为:$675,000-$300,000=$375,000
这道题放到financial 中stock是375000,但是financial capital中总共是300000,全部都放进去也不够啊