问题如下图：
选项：
A. 
B. 
C. 
解释：
这道题为什么是选C呢
包包_品职助教 · 2019年11月01日
同学你好， Molly believes that Gabriel’s life annuity and pension benefits
will provide enough income to meet her customary lifestyle needs. 也就是说M同学认为她的年金和养老金可以cover 她的生活费用，这样的话他就不会面临longevity risk，B选项排除掉，此外her medical insurance plan covers basic health care expenses.那么他就不需要伤残险了，A选项排除掉；Women in Gabriel’s family generally have long life spans but often experience chronic health problems requiring extended nursing at home. 也就是说她更担心的医疗费用和额外护理的费用不够，那就是选C了。 Long-term care insurance主要是用来cover 家庭照顾和护理成本以及cover 一些辅助的生存设施费用。所以选C比较合适
可能这里比较容易弄错的就是选成B选项，伤残险。因为这个人主要担心的是extended nursing 说不选伤残险。而且她的医疗保险一般来说也就cover 了伤残需要治疗的基本成本的
The type of insuranthwill best aress Molly’s concern about Gabriel is: sability insurance. longevity insurance. long-term care insurance. C is correct. Molly is concerneabout a potentilate-life meccontion thmrequire extenhome care for Gabriel. Long-term care insuranis signeto cover a portion of the cost of home care, assisteliving facilities, anor nursing home expense. Gabriel henough resources to cover her living expentures, but her mecinsuranmight insufficient to cover the costs of extenhome care, mecine, or hospitstays. Consequently, long term care insuranis the most appropriate insuranchoigiven Gabriel’s situation. 从哪里能看出来不是A呢？题干说到的insurance是健康险的保险吧。
The type of insuranthwill best aress Molly’s concern about Gabriel is: sability insurance. longevity insurance. long-term care insurance. C is correct. Molly is concerneabout a potentilate-life meccontion thmrequire extenhome care for Gabriel. Long-term care insuranis signeto cover a portion of the cost of home care, assisteliving facilities, anor nursing home expense. Gabriel henough resources to cover her living expentures, but her mecinsuranmight insufficient to cover the costs of extenhome care, mecine, or hospitstays. Consequently, long term care insuranis the most appropriate insuranchoigiven Gabriel’s situation. 此题为什么不选B?活得长也可以获得年金然后享受nursing