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FrankSun · 2019年10月27日

问一道题:NO.PZ2017092702000007

问题如下图:

    

选项:

A.

B.

C.

解释:

N=1460

Int.: 0.008219

PV=-1000000

PMT=0

FV 算出来是1127488.360

结果不一样,老师。


1 个答案
已采纳答案

星星_品职助教 · 2019年10月27日

同学你好,

这道题目里的利率是continuous compounding,所以不能用计算器算的,计算器计算一定要有个明确的N,但是连续型复利是没有N的。你列的计算式里用4*365=1460作为N就相当于是每日计息。连续型计息的EAR肯定要更大一些的。

所以这道题改成用e^r算EAR即可,加油

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