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vivian666 · 2019年08月21日

问一道题:NO.PZ2015120604000015 请问老师,题里的哪句话有提示是先付年金?

问题如下图:

    

选项:

A.

B.

C.

解释:


问一道题:NO.PZ2015120604000015 请问老师,题里的哪句话有提示是先付年金?

1 个答案
已采纳答案

Olive_品职助教 · 2019年08月22日

同学你好,这道题正常用END模式计算就行,按照解析里的数字往里按就可以得到答案了,加油!

Jessie · 2019年11月05日

答案说了跟没说一样。问题是为什么是用后付年金来计算?究竟是因为(1)银行按揭贷款的默认吗?先拿到贷款,拿到贷款的下一个月开始支付按揭?还是(2)与是不是按揭贷款无关,只要题目没有说是先付,那就是后付,因为后付是ordinary annuity,如果是先付,题目一定会说annuity due?

星星_品职助教 · 2019年11月05日

同学你好,如果题干没刻意说是先付的话,就按照后付来做即可。后付年金题干可能不会刻意说,但是先付一定会刻意说的,加油

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