问题如下图:
选项:
A.
B.
C.
解释:
reserve fund是怎么操作的?就像bad debt allowance那样吗?NO.PZ2015121801000033问题如下entity choosing to accept a risk exposure may:A.buy insurance.B.enter into a rivative contract.C.establish a reserve funto cover losses.is correct.Risk acceptanis similto self-insurance. entity choosing to self-insure mset up a reserve funto cover losses. Buying insuranis a form of risk transfer anusing rivatives is a form of risk-shifting, not risk acceptance.买保险是转移风险敞口,B和C应该怎么区分
risk transfer是指将风险转移出去,改变风险承担对象,比如让保险公司承担风险,risk shifting是指将某种风险转换成另一种风险,比如用衍生品把信用风险转换成流动性风险?是这样理解吗,有没有哪里理解错了
老师 这道题目的考点是在讲义哪里? 我的理解是ABC都是可以应对风险敞口的方法啊
为啥A不对啊?????