这里面的C,算return
PMT部分为什么没有考虑第一段说的40,000 per year pension?
Shimin_CPA税法主讲、CFA教研 · 2019年05月22日
重点在这句话:Their income is unchanged and sufficient to cover the monthly mortgage payments, but they can now contribute only EUR 72,000 each year to their joint investment account, in equal monthly installments.
退休金足够支付房贷,但是进入投资账户的只有72,000/年。进入投资账户的钱是省下来的钱,也就是扣除了生活费、房贷之后的退休金余额。