Specific provision 是什么东西 用保险来cover吗
问题如下图：
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NO.PZ2016072602000046问题如下 Consir the following financita for a bank, in millions of llars: shareholrs5 fun: 627.4; retaineearnings: 65.6; unsclosereserves: 33.5; gooill: 21.3; subornatebt: 180.0; specific provisions: 11.7. The ratio of tier 2 to tier 1 capitis: 30.81% 31.78% 33.53% 34.03% B is correct. Tier 1 capitconsists of shareholrs5 fun plus retaineearnings, minus goowill, whiis 671.7. Tier 2 capitconsists of subornatebt plus unsclosereserves, or 213.5. The ratio is 31.78%. Specific provisions cannot incluin risk capital, because they are likely to absorbeby specific bloans. subornateto positors with originmaturity of 10 years, cumulative preferrestoanloloss provision.
NO.PZ2016072602000046 问题如下 Consir the following financita for a bank, in millions of llars: shareholrs5 fun: 627.4; retaineearnings: 65.6; unsclosereserves: 33.5; gooill: 21.3; subornatebt: 180.0; specific provisions: 11.7. The ratio of tier 2 to tier 1 capitis: 30.81% 31.78% 33.53% 34.03% B is correct. Tier 1 capitconsists of shareholrs5 fun plus retaineearnings, minus goowill, whiis 671.7. Tier 2 capitconsists of subornatebt plus unsclosereserves, or 213.5. The ratio is 31.78%. Specific provisions cannot incluin risk capital, because they are likely to absorbeby specific bloans. 老师specific provisions是指什么资本？专门吸收特别损失的准备金？
NO.PZ2016072602000046 Consir the following financita for a bank, in millions of llars: shareholrs5 fun: 627.4; retaineearnings: 65.6; unsclosereserves: 33.5; gooill: 21.3; subornatebt: 180.0; specific provisions: 11.7. The ratio of tier 2 to tier 1 capitis: 30.81% 31.78% 33.53% 34.03% B is correct. Tier 1 capitconsists of shareholrs5 fun plus retaineearnings, minus goowill, whiis 671.7. Tier 2 capitconsists of subornateplus unsclosereserves, or 213.5. The ratio is 31.78%. Specific provisions cannot incluin risk capital, because they are likely to absorbespecific bloans. 所以generprovision和specific ~ 翻译成中文 哪个是坏账准备呀？难道是综合坏账准备和特殊坏账准备吗？（只学过中文注会的会计人类表示一脸懵逼 蟹蟹蟹蟹
NO.PZ2016072602000046 Consir the following financita for a bank, in millions of llars: shareholrs5 fun: 627.4; retaineearnings: 65.6; unsclosereserves: 33.5; gooill: 21.3; subornatebt: 180.0; specific provisions: 11.7. The ratio of tier 2 to tier 1 capitis: 30.81% 31.78% 33.53% 34.03% B is correct. Tier 1 capitconsists of shareholrs5 fun plus retaineearnings, minus goowill, whiis 671.7. Tier 2 capitconsists of subornateplus unsclosereserves, or 213.5. The ratio is 31.78%. Specific provisions cannot incluin risk capital, because they are likely to absorbespecific bloans. General是可以算作2级资本的，用来抵抗UL的，Specific是只能用来抵抗提前约定好的特殊loss的，是这样吗
