问题如下图:
选项:
A.
B.
C.
解释:
这道题是否有更快的算方法,而不是列“摊销”表,有点耗时
elle86 · 2019年08月01日
可以用计算器2nd pv 调用AMORT功能来计算。具体按键如下: step1: 10 N,12 I/Y,25000PV,0FV,CPT PMT=4424.60; step2: 2nd PV调用amort, 设置p1=p2=2 ,2 enter,向下箭头,2enter,向下bal代表第二年还完所剩余本金,prn代表第二年还款中还的本金部分,int代表第二年还款中还的利息部分=2829.05
magico · 2019年10月09日
优秀
claude · 2019年10月16日
看了说明书p1代表开始付款,p2是结束付款,bal是balance
NO.PZ2015120604000019问题如下 investor borrowe$25,000 12% interest. The loshoul paibathe same amount over next ten years, how muof the seconyear's payment is interest(assume annulopayments)? A.$2,829.05.B.$4,424.60.C.$1,037.26. A is correct.PV = -25,000; FV = 0; I/Y = 12; N = 10; CPT PMT = 4,424.60.The interest shoulpin the first yeis $3,000 = 25,000 × 0.12The principin the seconye is $25,000 -($4,424.60-$3,000) = $23,575.40.The interest shoulpin the seconyeis = $23,575.40 × 0.12 = $2,829.05. 请问为什么这里的interest rate和N不考虑12month
NO.PZ2015120604000019 问题如下 investor borrowe$25,000 12% interest. The loshoul paibathe same amount over next ten years, how muof the seconyear's payment is interest(assume annulopayments)? A.$2,829.05. B.$4,424.60. C.$1,037.26. A is correct.PV = -25,000; FV = 0; I/Y = 12; N = 10; CPT PMT = 4,424.60.The interest shoulpin the first yeis $3,000 = 25,000 × 0.12The principin the seconye is $25,000 -($4,424.60-$3,000) = $23,575.40.The interest shoulpin the seconyeis = $23,575.40 × 0.12 = $2,829.05. 老师,我记得这个题除了画表or 先算出pmt-本金,还有种折现的方式,直接折现道N=2,可以写一下过程嘛
NO.PZ2015120604000019 问题如下 investor borrowe$25,000 12% interest. The loshoul paibathe same amount over next ten years, how muof the seconyear's payment is interest(assume annulopayments)? A.$2,829.05. B.$4,424.60. C.$1,037.26. A is correct.PV = -25,000; FV = 0; I/Y = 12; N = 10; CPT PMT = 4,424.60.The interest shoulpin the first yeis $3,000 = 25,000 × 0.12The principin the seconye is $25,000 -($4,424.60-$3,000) = $23,575.40.The interest shoulpin the seconyeis = $23,575.40 × 0.12 = $2,829.05. 请问一下这道题的逻辑是什么?为什么算了PMT还需要再算interest?PMT不是每年需要还的贷款吗?
NO.PZ2015120604000019问题如下 investor borrowe$25,000 12% interest. The loshoul paibathe same amount over next ten years, how muof the seconyear's payment is interest(assume annulopayments)? A.$2,829.05.B.$4,424.60.C.$1,037.26. A is correct.PV = -25,000; FV = 0; I/Y = 12; N = 10; CPT PMT = 4,424.60.The interest shoulpin the first yeis $3,000 = 25,000 × 0.12The principin the seconye is $25,000 -($4,424.60-$3,000) = $23,575.40.The interest shoulpin the seconyeis = $23,575.40 × 0.12 = $2,829.05. 如题如题。。。。。。
NO.PZ2015120604000019问题如下 investor borrowe$25,000 12% interest. The loshoul paibathe same amount over next ten years, how muof the seconyear's payment is interest(assume annulopayments)? A.$2,829.05.B.$4,424.60.C.$1,037.26. A is correct.PV = -25,000; FV = 0; I/Y = 12; N = 10; CPT PMT = 4,424.60.The interest shoulpin the first yeis $3,000 = 25,000 × 0.12The principin the seconye is $25,000 -($4,424.60-$3,000) = $23,575.40.The interest shoulpin the seconyeis = $23,575.40 × 0.12 = $2,829.05. 我理解的是,他向银行借了25000 所以是fv然后再回头计算