问题如下图:
选项:
A.
B.
C.
解释:
基础课R6最后一个视频中何老师提到lump-sum是翻三倍的意思 但我查了英文翻译是总和的意思,并没有三倍的意思,请老师解答一下,谢谢
NO.PZ2017092702000012 问题如下 A sweepstakes winner mseleeither a perpetuity of £2,000 a month beginning with the first payment in one month or immeate lump sum payment of £350,000. If the annuscount rate is 6% compounmonthly, the present value of the perpetuity is: A.less ththe lump sum. B.equto the lump sum. C.greater ththe lump sum. C is correct.shown below, the present value (PV) of a £2,000 per month perpetuity is worth approximately £400,000 a 6% annurate compounmonthly. Thus, the present value of the annuity (is worth more ththe lump sum offer. A = £2,000 r = (6%/12) = 0.005 PV = (A/r) PV = (£2,000/0.005) PV = £400,000the present value of the“perpetuity”--永续年金,带入永续年金的公式 PV=A/r即可A=2,000, r=(6%/12)=0.005, PV=A/r=400,000
NO.PZ2017092702000012 问题如下 A sweepstakes winner mseleeither a perpetuity of £2,000 a month beginning with the first payment in one month or immeate lump sum payment of £350,000. If the annuscount rate is 6% compounmonthly, the present value of the perpetuity is: A.less ththe lump sum. B.equto the lump sum. C.greater ththe lump sum. C is correct.shown below, the present value (PV) of a £2,000 per month perpetuity is worth approximately £400,000 a 6% annurate compounmonthly. Thus, the present value of the annuity (is worth more ththe lump sum offer. A = £2,000 r = (6%/12) = 0.005 PV = (A/r) PV = (£2,000/0.005) PV = £400,000the present value of the“perpetuity”--永续年金,带入永续年金的公式 PV=A/r即可A=2,000, r=(6%/12)=0.005, PV=A/r=400,000 6% compounmonthly每期是一个月,利率是每月复利。为啥需要除以12呢
NO.PZ2017092702000012问题如下A sweepstakes winner mseleeither a perpetuity of £2,000 a month beginning with the first payment in one month or immeate lump sum payment of £350,000. If the annuscount rate is 6% compounmonthly, the present value of the perpetuity is:A.less ththe lump sum.B.equto the lump sum.C.greater ththe lump sum. C is correct.shown below, the present value (PV) of a £2,000 per month perpetuity is worth approximately £400,000 a 6% annurate compounmonthly. Thus, the present value of the annuity (is worth more ththe lump sum offer. A = £2,000 r = (6%/12) = 0.005 PV = (A/r) PV = (£2,000/0.005) PV = £400,000the present value of the“perpetuity”--永续年金,带入永续年金的公式 PV=A/r即可A=2,000, r=(6%/12)=0.005, PV=A/r=400,000 英文版的没看懂,想问下题目的中文翻译和中文解答
NO.PZ2017092702000012 问题如下 A sweepstakes winner mseleeither a perpetuity of £2,000 a month beginning with the first payment in one month or immeate lump sum payment of £350,000. If the annuscount rate is 6% compounmonthly, the present value of the perpetuity is: A.less ththe lump sum. B.equto the lump sum. C.greater ththe lump sum. C is correct.shown below, the present value (PV) of a £2,000 per month perpetuity is worth approximately £400,000 a 6% annurate compounmonthly. Thus, the present value of the annuity (is worth more ththe lump sum offer. A = £2,000 r = (6%/12) = 0.005 PV = (A/r) PV = (£2,000/0.005) PV = £400,000the present value of the“perpetuity”--永续年金,带入永续年金的公式 PV=A/r即可A=2,000, r=(6%/12)=0.005, PV=A/r=400,000 为什么不用(1+6%/12)^1的EAR公式计算有效年利率呢,不是每月复利一次吗,然后再用这个利率算年金的PV
NO.PZ2017092702000012问题如下A sweepstakes winner mseleeither a perpetuity of £2,000 a month beginning with the first payment in one month or immeate lump sum payment of £350,000. If the annuscount rate is 6% compounmonthly, the present value of the perpetuity is:A.less ththe lump sum.B.equto the lump sum.C.greater ththe lump sum. C is correct.shown below, the present value (PV) of a £2,000 per month perpetuity is worth approximately £400,000 a 6% annurate compounmonthly. Thus, the present value of the annuity (is worth more ththe lump sum offer. A = £2,000 r = (6%/12) = 0.005 PV = (A/r) PV = (£2,000/0.005) PV = £400,000the present value of the“perpetuity”--永续年金,带入永续年金的公式 PV=A/r即可A=2,000, r=(6%/12)=0.005, PV=A/r=400,000 请问什么时候需要从T1折现到T0,什么时候不需要?