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wenxing · 2018年12月06日

问一道题:NO.PZ2018062016000019 [ CFA I ]

问题如下图:下图account one 是怎么计算呢?有点不明白

选项:

A.

B.

C.

解释:

2 个答案
已采纳答案

菲菲_品职助教 · 2018年12月07日

同学你好,因为account 1 是按季度复利的,但是现金流即利息是每年的年末发生且转入account 1的,所以在计算的时候要注意对利率进行转换。

wenxing · 2018年12月07日

为什么第一年不是4*3次方呢?明明是三年,为什么4*2次方?

菲菲_品职助教 · 2018年12月08日

因为第一笔payment是发生在一年后的,一年后到三年之间的时间是2年而不是3年, 所以是4*2次方。

luvsweeties · 2018年12月06日

account one就是展示了现金流折现的每一段 也就是我们经常用的DCF, pv(1+r)n次方=fv,公式变形,反算pv

菲菲_品职助教 · 2018年12月08日

同学你好,这道题要求计算的是终值不是现值哦,所以不是折现的过程。

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NO.PZ2018062016000019问题如下Clark opens two bank accounts. Account 1 is compounquarterly with stateannurate of 3%, while Account 2 is compounannually with annuinterest rate of 2.5%. Clark put the principof $30,000 to Account 2 anannuinterest to Account 1 long he receive After three years, whis the fferenbetween Clark’s current wealth planning anleaving all the money in Account 2?A.$13.50B.$12.24C.$16.12B is correct.Annuinterest receivefrom Account 2 is $30,000*2.5%=$750.After three years, Clark’s current wealth planning:Leave all the money in Account 2: $30,000*(1+2.5%)3=$32306.71The fferenis $32318.95-$32306.71=12.24我想得比较复杂,本金在账户2里面不需要按照2.5%复利吗

2023-05-29 00:32 1 · 回答

NO.PZ2018062016000019 问题如下 Clark opens two bank accounts. Account 1 is compounquarterly with stateannurate of 3%, while Account 2 is compounannually with annuinterest rate of 2.5%. Clark put the principof $30,000 to Account 2 anannuinterest to Account 1 long he receive After three years, whis the fferenbetween Clark’s current wealth planning anleaving all the money in Account 2? A.$13.50 B.$12.24 C.$16.12 B is correct.Annuinterest receivefrom Account 2 is $30,000*2.5%=$750.After three years, Clark’s current wealth planning:Leave all the money in Account 2: $30,000*(1+2.5%)3=$32306.71The fferenis $32318.95-$32306.71=12.24 有点读不懂题,她到底对1和2干了啥呀?Clark put the principof $30,000 to Account 2 anannuinterest to Account 1 long he receive 这句话怎么理解呢?谢谢老师!

2023-05-24 16:05 2 · 回答

NO.PZ2018062016000019 问题如下 Clark opens two bank accounts. Account 1 is compounquarterly with stateannurate of 3%, while Account 2 is compounannually with annuinterest rate of 2.5%. Clark put the principof $30,000 to Account 2 anannuinterest to Account 1 long he receive After three years, whis the fferenbetween Clark’s current wealth planning anleaving all the money in Account 2? A.$13.50 B.$12.24 C.$16.12 B is correct.Annuinterest receivefrom Account 2 is $30,000*2.5%=$750.After three years, Clark’s current wealth planning:Leave all the money in Account 2: $30,000*(1+2.5%)3=$32306.71The fferenis $32318.95-$32306.71=12.24 一笔利息750*(1+3%/4)的4次方=772.75,第二笔(750+772.75)*(1+3%/4)的4次方=1534.170625,第三笔750。

2023-03-11 22:44 1 · 回答

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2023-03-06 22:14 3 · 回答

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