NO.PZ2023120801000132
问题如下:
A characteristic of solar loans that makes them attractive to potential solar ABS investors is their:
选项:
A.
universal availability to any homeowners
B.
ability to combine multiple liens to mitigate default
risk
C.
flexibility in allowing either purchase or rental of
solar systems
解释:
Correct Answer: B
Default risk minimization adds to investment appeal, and
solar loans provide opportunities for overcollateralization. Normally, solar ABS
are collateralized by the underlying debt: mortgages, loans, or receivables. These
loans can be further collateralized by a lien pledged on the installed systems,
on the property itself, or both. A is incorrect as solar loans are typically
extended only to prime borrowers who own their homes and have good payment
records. C is incorrect as the loans enable property owner purchase of
installed systems instead of rental that is transacted through solar leases.
老师可以解释一下为什么这道题选B嘛,三个答案都没有太看懂,还有解释也没有太看懂谢谢