开发者:上海品职教育科技有限公司 隐私政策详情

应用版本:4.2.11(IOS)|3.2.5(安卓)APP下载

Kitty · 2025年03月26日

没有懂这道题

NO.PZ2023120801000132

问题如下:

A characteristic of solar loans that makes them attractive to potential solar ABS investors is their:

选项:

A.

universal availability to any homeowners

B.

ability to combine multiple liens to mitigate default risk

C.

flexibility in allowing either purchase or rental of solar systems

解释:

Correct Answer: B

Default risk minimization adds to investment appeal, and solar loans provide opportunities for overcollateralization. Normally, solar ABS are collateralized by the underlying debt: mortgages, loans, or receivables. These loans can be further collateralized by a lien pledged on the installed systems, on the property itself, or both. A is incorrect as solar loans are typically extended only to prime borrowers who own their homes and have good payment records. C is incorrect as the loans enable property owner purchase of installed systems instead of rental that is transacted through solar leases.

老师可以解释一下为什么这道题选B嘛,三个答案都没有太看懂,还有解释也没有太看懂谢谢

1 个答案

笛子_品职助教 · 2025年03月27日

嗨,努力学习的PZer你好:


老师可以解释一下为什么这道题选B嘛,三个答案都没有太看懂,还有解释也没有太看懂谢谢

Hello,亲爱的同学~

solar loan指的是太阳能贷款,太阳能贷款指的是消费者直接向installer(太阳能安装公司)借钱购买太阳能系统。基础讲义内容如下:


结合本题:

A错在后半句,any homeowners,因为solar loan通常仅适用于拥有住房且还款良好的借款人。

C错在rental,rental对应的是solar lease,而不是solar loan。

B是对的,违约风险最小化增加了投资吸引力。

----------------------------------------------
努力的时光都是限量版,加油!

  • 1

    回答
  • 0

    关注
  • 5

    浏览
相关问题