NO.PZ201805280100000301
问题如下：
Identify the behavioral biases Young is most likely exhibiting. (Circle the correct answers.) Justify each response.
选项：
解释：
Of the six potential behavioral biases, Young is most likely exhibiting three as explained below.
Mental accounting refers to the bias that people divide their assets into different accounts based on different uses. Because Young has three accounts, she exhibits this kind of bias.
Loss aversion refers to the bias that people tend to sell assets with increasing value but hold assets with decreasing value. Because Young wants to avoid losing money in any of her three accounts and only take the minimum risk, even though her salary can fully cover her living expenses, she may lose some opportunity of making profits. Thus, she has loss aversion bias.
Availability bias refers to the bias that people make decisions based on what come to their mind in the first place. Young make decisions based on her childhood experience, so she has availability bias.