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北匈奴人 · 2025年03月09日

这个知识点给讲讲吧

NO.PZ2024101802000026

问题如下:


选项:

A.

425

B.

975

C.

1105

解释:

Investable net worth is the sum of liquid assets, such as savings and investment accounts, and less short-term liabilities such as credit card debt

Investable net worth =100 + 200 + 150—25 = 425

B is incorrect because it includes the business assets and liabilities: = 100 + 200 + 150 + 800 - 25—250 = 975.

C is incorrect because it includes a checking account and business assets and liabilities, as well as nonliquid personal assets: = 50 + 100 + 200 + 150 + 80 + 800 - 25 - 250 = 1,105

上课讲的不清楚啊,完全没搞明白

1 个答案

费费_品职助教 · 2025年03月10日

嗨,从没放弃的小努力你好:


同学你好

基础班讲义44页 关于Investable net worth 的定义:The sum of liquid assets, such as savings and investment accounts, minus short-term liabilities such as credit card debt.

答案=100 + 200 + 150—25 = 425

需要注意的是: savings account是investable wealth/ investable net worth.,因为它具有流动性,可以用来投资。 而checking account 不是,因为它主要用于日常交易的资金收入,比如支付水电费、员工工资等。

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努力的时光都是限量版,加油!

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