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葫芦娃吃生菜 · 2025年02月25日

这道题怎么理解,解释一下

NO.PZ2020042003000100

问题如下:

When estimating liquidity needs, liquiditymanager Li uses the “sources and uses of funds approach”, the followingstatements are about this approach. Which of the following statements is wrong?

选项:

A.

holding other factorsconstant, an increase in deposit will lower the sources of liquidity.

B.

When sources of liquidity exceeduses of liquidity a positive liquidity gap (surplus) occurs.

C.

Whenever sources and uses ofliquidity do not match, there is a liquidity gap.

D.

Holdingother factors constant, an increasing of loans will increase the uses ofliquidity.

解释:

考点:对Liquidity and Reserves Management:Strategies and Policies-Estimating Liquidity Needs的理解

答案:A

解析:

A选项错误,当Deposit增加时,会增加Sources of liquidity.

为什么 A 是错误的

1 个答案

李坏_品职助教 · 2025年02月25日

嗨,努力学习的PZer你好:


deposit的意思是银行存款。对于一个银行来说,存款多了,资金来源更丰富了,应该是增加了流动性,而不是降低流动性(lower the sources of liquidity)。A错误。

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