NO.PZ2024062801000027
问题如下:
If a bank manager is concerned about a high cost of liquidity risk, she is most likely concerned about:
选项:
A.
selling assets quickly at fair market prices.
B.
receiving lower than expected cash inflows in the future.
C.
generating positive cash flows from its sources of liquidity.
D.
a high interest rate for borrowing relative to the risk-free rate.
解释:
融资成本风险(流动性风险的成本)是指当银行需要获取流动性来源时,其支付的利率与无风险利率之间存在较大利差的风险。快速以公平市场价格出售资产的能力属于市场流动性风险。未来收到低于预期的现金流入是总体定量流动性风险。从流动性来源产生正向现金流则是流动性生成能力。
这道题怎么理解,解释一下