NO.PZ2024062801000049
问题如下:
A bank has a portfolio of short-term bonds. Holding the bank’s earning assets and cost of funds constant, in a rising interest rate environment, the bank’s:
选项:
A.
NII and NIM will remain steady.
B.
NII and NIM will decline.
C.
NII and NIM will increase.
D.
NII will decrease and NIM will increase.
解释:
短期债券(资产)将会重新定价,而资金成本保持稳定,这样会增加净利息收入(NII)和净利息边际(NIM)。
老师好,NII和NIM有什么区别?