NO.PZ202501060100008201
问题如下：
Which of the following is closest to the value of Luna's implicit liabilities?
选项：
A.USD 1,980,00
B.USD 2,080,000
C.USD 2,180,000
解释：
B is correct. In goals-based planning, implicit liabilities include lifestyle maintenance, specific goal expenditures, etc. Luna's lifestyle maintenance (until age 100) is estimated to be USD 1,800,000, the environmental donation goal is USD 130,000, and the emergency fund requirement is USD 50,000, totaling USD 1,980,000. However, the question asks for implicit liabilities, excluding explicit liabilities such as mortgages.
三个隐形债务加起来就是1980000，本来就没加上morgage
