NO.PZ2023120801000123
问题如下:
In the event of a bankruptcy of the originator in a
loan securitization, the investors would most likely experience:
选项:
A.gains.
losses.
no impact.
解释:
Correct Answer: C
Since the SPE, which owns the loans, is bankruptcy remote
from the seller of the collateral, the bankruptcy of the seller of the
collateral will not affect the holders of securities issued by the SPE and
backed by the collateral. The only credit risk that the investors face is the
risk that the borrowers whose loans are included in the SPE default on their
loans.
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