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yan · 2025年02月05日

请问这道题答案里说的内容请解释一下，并说一下对应文中内容在哪里

  1. CFA III
  2. Ethics

* 问题详情，请 查看题干

NO.PZ201604030300004404

问题如下：

4. When recommending the mutual fund to Vanderon, does Klein violate any CFA Standards?

选项：

A.

No.

B.

Yes, relating to suitability.

C.

Yes, relating to referral fees.

解释：

C is correct.

Klein violates Standard VI(C) relating to Referral Fees because he fails to provide appropriate disclosure. The Standard states that members must disclose the nature of the consideration or benefit—for example, whether flat fee or percentage basis; one¬time or continuing benefit; based on performance—together with the estimated monetary value. Although Klein acknowledges receipt of referral fees from the fund, he does not disclose an estimated dollar value or the nature of the consideration.

请问这道题答案里说的内容请解释一下，并说一下对应文中内容在哪里

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1 个答案

小刘_品职助教 · 2025年02月05日

嗨，从没放弃的小努力你好：


文中对应：

The following month, Klein telephones Vanderon to recommend a highly-rated mutual fund. Klein states "The fund has an excellent performance history and is ranked in the top decile of comparable funds. For the past three- and five-year periods, its average annual return has exceeded the benchmark by 90 basis points. Of course, past performance is no guarantee of future returns, but several of my clients hold this fund and they are all very happy with it. One of them invested $50,000 five years ago. That investment is worth more than $100,000 today." When Vanderon asks about fees, Klein explains that the fund’s management fees are 25 basis points higher than those of her existing investments. He adds "Because of your PlusAccount status, you won’t incur a brokerage commission for this transaction even though I will receive a referral fee if you invest in the fund."

Klein在向Vanderon推荐基金时，虽然告知了Vanderon如果她投资该基金，自己会获得推荐费，但他没有披露推荐费的货币价值，也没有说明推荐费的性质，是不完整的披露，不符合Standard VI(C)Referral Fees的要求，CFA协会要求CFA会员必须向客户披露因推荐服务或产品而获得的报酬或利益的相关信息，具体包括报酬的性质，比如，是固定费用还是按比例计算，是一次性报酬还是持续性报酬，是否与业绩挂钩，估计的货币价值。

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