NO.PZ202410180200002302
问题如下：
Identify and discuss at least one important missing component of Cree’s financial background necessary to preparing the IPS
选项：
解释：
Two potentially important missing pieces of Cree's financial background needed to prepare the IPS are the following:
1. The financial background omits the tax status (i.e., taxable versus tax deferred) of the portfolio. As the taxation of the portfolio will have a significant impact on the after-tax return performance necessary to conduct capital sufficiency analysis, this is a vitally important aspect that needs to be included in the IPS.
2. Another financial factor omitted from the financial background discussion is whether Cree's employment provides a pension and the expected amount of pension income. Future pension income may provide an important component with respect to Cree's financial background in the IPS
The relevant tax jurisdicaiton like where his income and capital gains are taxed.
His financial and non-financial assets are not managed by the wealth manager.
