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mino酱是个小破货 · 2025年02月04日

烦请老师帮忙看下是否可以这么回答,谢谢老师

* 问题详情,请 查看题干

NO.PZ202410180200004802

问题如下:

Discuss the issue of goal prioritization for Green regarding his retirement vacation home and the children’s education.

选项:

解释:

Green emphasizes the importance of funding his daughters' college education. Yet, he is also would like to purchase a vacation home in the next three months, and he's aware of impending retirement expenses starting in five years. Clients frequently face overlapping goals. While Green's desire for a vacation home and his daughters' education are immediate and short-term, he can't overlook long-term retirement and healthcare expenses. Funds expended in the short-term may endanger long-term goals. Wealth managers are positioned to guide their clients in prioritizing and realizing their goals.

The children’s education is more primary than his etirement vacation home cause it's more important for him.

1 个答案

费费_品职助教 · 2025年02月05日

嗨,从没放弃的小努力你好:


这个答案需要参考上面的解释进行扩充

1.客户有multiple 目标,可能有冲突,比如这道题目中卖房子和小孩上学、退休等

2.长期目标vs短期目标,一般短期目标的优先级大于长期目标

3.看客户的具体表述,比如客户强调无论如何要供孩子上学,可以接受任何水平的退休生活,那么上学的优先级大于退休

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虽然现在很辛苦,但努力过的感觉真的很好,加油!

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