NO.PZ2024101802000040
问题如下：
Explain the reason why wealth managers need to use the capital sufficiency analysis.
选项：
解释：
Capital sufficiency analysis is the process of evaluating whether a client has sufficient capital resources to achieve their financial goals and objectives, and it considers the client’s assets, liabilities, income, expenses, risk tolerance, time horizon, and other relevant factors to determine if their current and future capital resources can adequately support their lifestyle, financial goals, and long-term financial stability. Whenever the capital sufficiency analysis does not support the investment objective, the manager must work with the client to revise objectives and create those that the manager judges to be achievable.
The capital sufficiency analysis is useful in evaluating whether the client's capital can meet the fincial goal.If it can't meet, we need to revise the objectives.
