考纲

NO.PZ2023010410000004 问题如下 Prepare the Investment Objectives section of Patel's IPS.Sharfepto Zik, a private wealth manager, is meeting with a client, Garbanzo Patel, in orr to create investment polistatement (IPS) for Patel’s upcoming retirement. Patel estimates thhe will require €200,000 per year, with annuincreases for inflation, ring retirement. Patel’s primary spenng goals ring retirement are to provi for his family’s nee anmaintain his retirement lifestyle. His seconry goals are to funhis philanthropic activities anleave a significant inheritanto his chilen.ring his retirement, Patel will receive union pension payments of €50,000 per yewith annuincreases for inflation. In his spare time, Patel runs a small business thprovis him with annuincome of €120,000 anis value€1 million. He will continue running his business ring retirement.Patel hol a portfolio of securities valueapproximately €4 million. The portfolio primarily contains vinpaying stocks aninterest-bearing bon. Patel hreinvesteall these stributions bainto his portfolio but anticipates thafter retirement he mneeto use some of the stributions to funhis expenses.Patel plans to buy a vacation home in three years. His buet for the vacation home is approximately €1.4 million. Patel hnot ciyet how he will funthis purchase. InvestmentObjectives:Purpose: Support Patel’s lifestyle in retirement (higher priority), provi for family’s nee (higher priority), funphilanthropic activities (lower priority), provi inheritanfor chilen (lower priority)Anticipateannunee €200,000, with annuincreases for inflationAnnuneemet with: Income from small business (approx. €120,000), pension (€50,000 with annuinflation increases), portfolio stributionsIntent to purchase of €1.4 million vacation home in three yearsZik shoulassist in quantifying philanthropic anbequest goals antermining how to funthe vacation home purchase. No.PZ2023010410000004 (问答题)来源: 经典题Prepare the Investment Objectives section of Patel's IPS.Sharfepto Zik, a private wealth manager, is meeting with a client, Garbanzo Patel, in orr to create investment polistatement (IPS) for Patel’s upcoming retirement. Patel estimates thhe will require €200,000 per year, with annuincreases for inflation, ring retirement. Patel’s primary spenng goals ring retirement are to provi for his family’s nee anmaintain his retirement lifestyle. His seconry goals are to funhis philanthropic activities anleave a significant inheritanto his chilen.ring his retirement, Patel will receive union pension payments of €50,000 per yewith annuincreases for inflation. In his spare time, Patel runs a small business thprovis him with annuincome of €120,000 anis value€1 million. He will continue running his business ring retirement.Patel hol a portfolio of securities valueapproximately €4 million. The portfolio primarily contains vinpaying stocks aninterest-bearing bon. Patel hreinvesteall these stributions bainto his portfolio but anticipates thafter retirement he mneeto use some of the stributions to funhis expenses.Patel plans to buy a vacation home in three years. His buet for the vacation home is approximately €1.4 million. Patel hnot ciyet how he will funthis purchase.解析Investment Objectives:Purpose: Support Patel’s lifestyle in retirement (higher priority), provi for family’s nee (higher priority), funphilanthropic activities (lower priority), provi inheritanfor chilen (lower priority)Anticipateannunee €200,000, with annuincreases for inflationAnnuneemet with: Income from small business (approx. €120,000), pension (€50,000 with annuinflation increases), portfolio stributionsIntent to purchase of €1.4 million vacation home in three yearsZik shoulassist in quantifying philanthropic anbequest goals antermining how to funthe vacation home purchase.以下是我根据答案仿写的Investment ObjectivesPatel’s primary spenng goals ring retirement are to provi for his family’s nee anmaintain his retirement lifestyle. His seconry goals are to funhis philanthropic activities anleave a significant inheritanto his chilen. Besis, Patel plans to buy a vacation home in three years (approximately €1.4 million). 这里是priority都要写吗？？His objectives' requirements estimations are €200,000 per year, with annuincreases for inflation. His cash flows ring retirement: pension payments of €50,000 per yewith annuincreases for inflation, his annuincome from running a small business of €120,000 (now value€1 million), stributions from his portfolio of securities(approximately value€4 million). The asset manager shoulwork with Patel to further quantify how to funhis philanthropic activities aninheritance, anto funthe vacation home. 老师麻烦你看下我重写的答案。另外我看解析答案都是短句形式，不是主谓宾格式，这种也可以吗？我记得其他老师说过最好写完整句子。