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vvwaxx · 2025年01月21日

本题可以作为结论记忆吗

* 问题详情,请 查看题干

NO.PZ201710200200000106

问题如下:

6. Based on Exhibit 1, which portfolio best meets the Laws’ education goal for their children?

选项:

A.

Portfolio 1

B.

Portfolio 2

C.

Portfolio 3

解释:

A is correct.

Portfolio 1 best meets the Laws’ education goal for their children. The estimated present value of the Laws’ expected education expense is $275,000. Given that the children will be starting college soon, and the Laws have a very strong desire to achieve this goal, Portfolio 1, which stresses liquidity and stability, is most appropriate to meet the Laws’ short-term education goal.

考点:goal-based approach

解析:Law的子女教育资金需求,有两处关键词,一处在正文第一段“soon begin college”,一处在第三段,“very strong desire to fund”,所以教育费用重点考虑的就是流动性和可靠性,流动性最强的是现金,比较可靠的投资产品是fixed income,所以A选项最合适。

只要有流动性需求和必须fund之类的表述,就直接选配置现金比例最高的?可以这么下结论吗

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