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xgxinw · 2025年01月17日

老师帮我看一下主观题答案

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NO.PZ201805280100000305

问题如下:

Young decides to accept the retirement offer. Having very low liquidity needs, she wants to save part of the retirement payout for unforeseen costs that might occur more than a decade in the future. The broker’s view on long term stock market prospects is positive and recommends additional equity investment.

Determine which of Young’s accounts (education, retirement, reallocated money market, or unexpected needs) is best suited for implementing the broker’s recommendation.

选项:

解释:

reallocate money market.


broker's view on long term stock market prospects is positive and recommends additional equity investment, equity is relative higher risk asset, cannot allocate to higher liquidity needs account(unexpected needs account) and low risk torance account (education aacount and retirement account). So, i recommande using reaalocated money market account. as young has low liquity needs, money market account can take more risk to get a higher potential return, so can make additional equity investment

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