NO.PZ202301041000001302
问题如下：
Explain how Plan A could increase Wald’s expected after-tax account value at the end of Year 2.
选项：
解释：
A subtle advantage of
tax loss harvesting is pushing a portion of the tax liability into subsequent
years, even though the two-year tax liability does not change. Recognizing an
already incurred loss for tax purposes saves taxes in the current year and thus
increases the amount of net-of-tax money available for investment. Assuming, on
average, positive portfolio returns, this larger investment will lead to a
greater future wealth accumulation.
老师, 这一题的考点虽然理解了, 但这道题给的具体数字来说, 第二年年末是plan A的税后value更低吗? (因为税前都是250K, 而plan A第二年需要缴纳更多税款)
