NO.PZ202410180200002306
问题如下：
Determine Cree’s degree of risk tolerance (lower versus higher) with respect to his retirement goal. Justify your response.
选项：
解释：
Retirement goal: Higher risk tolerance. Retirement is a long-term goal with a very long time horizon given that his planned retirement date is in 17 years, so this time frame reflects the beginning of his financial needs for this goal. Cree is willing to incur a moderate drop in his planned expenses, so he likely has a higher risk tolerance for that goal. Cree is concerned about paying future medical expenses in retirement, and since his retirement is still 17 years in the future, he likely has a higher risk tolerance with the medical expenses goal, especially given that he views the planned investment property purchase as providing a stable income stream.
请问这题对medical expenses 的risk tolerance为什么也是above average呢？他害怕未来不能cover medical expenses ，所以才买了房子去确保能cover。这不是表明了他很低的risk tolerance对这个medical expenses 么？
