NO.PZ202301041000002201
问题如下：
Which of Boylan’s initial comments about life insurance is most accurate?
选项：
A.Comment 2
Comment 1
Comment 3
解释：
Comment 3 is
correct. The most relevant considerations in pricing life insurance are
mortality expectations, the discount rate and loading. The discount rate
represents an assumption about the insurer’s return on its investment portfolio
and itis used to discount future expected outflows, i.e., death benefits: as
the discount rate decreases, the present value of those expected future cash
flows increase making insurance costlier, i.e., higher premiums.
这一大题是不是25年考纲没有了？感觉没有学过涉及寿险的知识
