NO.PZ2024101802000044
问题如下：
Describe the characteristics of the career development phase.
解释：
The career development phase typically occurs during the ages of 35–50 and is a time of specific skill development, upward career mobility, and income growth. However, significant family and housing expenses during this phase may limit an individual’s ability to save, with human capital representing a large proportion of total wealth.
请问下这种题的得分点在哪里？年龄阶段？收入增长情况？家庭支出情况？