请教一下这题的考点在哪里？

问题如下：

Which Point(s) made by Oliver to the executive committee is(are) most likely correct?

选项：

Point 1 only

Point 2 only

Both Point 1 and Point 2

解释：

Loss-aversion bias is an emotional bias in which people tend to strongly prefer avoiding losses as opposed to achieving gains. A number of studies on loss aversion suggest that, psychologically, losses are significantly more powerful than gains. The utility derived from a gain is much lower than the utility given up with an equivalent loss. This behavior is related to the marginal utility of wealth, where each additional dollar of wealth is valued incrementally less with increasing levels of wealth.

The illusion of control is a cognitive bias—the tendency to overestimate one’s ability to control events. It can be exacerbated by overconfidence, an emotional bias. If investors believe they have more or better information than what is reflected in the market, they may have excessive confidence in their ability to generate better outcomes.