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维祎 · 2024年12月28日

her children have the financial means to attend a top-tier priva

NO.PZ2024101802000014

问题如下:

A 40-year-old individual investor meets with a financial advisor and discusses two specific goals: university education for her two children (ages 6 and 8) and her retirement at age 60. She is very specific with her advisor that her children have the financial means to attend a top-tier private university. On the other hand, she is willing to accept a wide range of acceptable income levels during her retirement. Evaluate this investor’s risk tolerance with respect to the two investment objectives discussed with the adviser.

选项:

解释:

This investor is more likely to have lower risk tolerance with respect to meeting the goal of funding her children’s future education expenses. Because she has a very specific type of institution in mind, her tolerance for not meeting this objective is likely low. On the other hand, she seems to be willing to accept a wide range of possible income levels in retirement, so her risk tolerance is likely to be high for this objective.

题干里不是写了两个孩子有经济能力了吗?这和基础班讲义的例题的情境不太一样吧?

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