开发者:上海品职教育科技有限公司 隐私政策详情

应用版本:4.2.11(IOS)|3.2.5(安卓)APP下载

苏·Xu · 2024年12月27日

组合

NO.PZ2015121802000001

问题如下:

If an investor prefers diversification more than investing in a single security, he or she most likely agrees the following statement?

选项:

A.

Diversification will help to increase the expected rate of returns

B.

Diversification will help to reduce the volatility of returns

C.

Diversification will help to increase the probability of high returns

解释:

B is correct

It is more likely for a diversified portfolio to reduce the risk, which is described as the volatility of the portfolio’s return. That means very high or low returns become less likely for a well diversified portfolio. However, diversification is less likely to provide an investor a higher return than investing in a single risky security.

C为什么不对 麻烦解释一下

1 个答案

Kiko_品职助教 · 2024年12月28日

嗨,努力学习的PZer你好:


A和C的描述是类似的。分散化并不对提高return起作用。分散化最主要的目的或者说作用就是分散风险,降低组合收益的波动性。例如,当一些资产的收益下降时,另一些资产的收益可能上升或保持稳定,这样整个组合的收益波动就会减小。return的高低通常与所投资资产本身的特性(如高风险资产可能带来高回报)相关,分散化本身不能创造出更高回报。

----------------------------------------------
努力的时光都是限量版,加油!