Finally, the team discusses a third client, Roberta Harmon. Harmon just made a cash deposit of $679,000 with a 10-year goal of achieving $775,000. She expressed the desire to meet this goal with 90% certainty without any excess risk. Her IPS allows for the use of equities and fixed-income securities. Exhibit 3 summarizes her investment goal and the characteristics of the investments contained in her IPS.
这题Morrison为什么错有点不太清楚，我就是觉得MVO是必须的才选择Swan做对了，可以帮忙总结一下吗？上面的计算就不用帮我捋了，这里我是明白的。
我就是想知道是不是考试里在这种判断上，如果没有做MVO就是错的，在基于满足收益率基础上一定是要做MVO
