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WINWIN8 · 2024年12月21日

risk tolerance

NO.PZ2024101802000014

问题如下:

A 40-year-old individual investor meets with a financial advisor and discusses two specific goals: university education for her two children (ages 6 and 8) and her retirement at age 60. She is very specific with her advisor that her children have the financial means to attend a top-tier private university. On the other hand, she is willing to accept a wide range of acceptable income levels during her retirement. Evaluate this investor’s risk tolerance with respect to the two investment objectives discussed with the adviser.

选项:

解释:

This investor is more likely to have lower risk tolerance with respect to meeting the goal of funding her children’s future education expenses. Because she has a very specific type of institution in mind, her tolerance for not meeting this objective is likely low. On the other hand, she seems to be willing to accept a wide range of possible income levels in retirement, so her risk tolerance is likely to be high for this objective.

老师,她的孩子一个6和8岁,大学需要的钱最起码要10年后。这个投资来说是属于长期吧,怎么是low tolerance呢?

0 个答案