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西红柿面 · 2024年12月19日

这段话没有看懂

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NO.PZ202410180200002503

问题如下:

Explain the assumptions that Sili is making regarding the change in her wealth between the ages of 28 and 35.

选项:

解释:

the most important assumption that Sili is making reflects a belief that one or more of the start-up ventures in which she invests will become quite valuable, but these investments will not yet be liquid during this seven-year time frame. The value of these business interests will account for the USD80 million difference between Sili's net worth and investible net worth. A second assumption is that the value of Sili's financial assets will continue to grow significantly during the stated time period in order for investible net worth to reach USD20 million. A secondary assumption that Sili may be making is that the equity in her real estate assets increases in value significantly.

 A second assumption is that the value of Sili's financial assets will continue to grow significantly during the stated time period in order for investible net worth to reach USD20 million. A secondary assumption that Sili may be making is that the equity in her real estate assets increases in value significantly.


不动产是流动性很差的资产啊,investible net worth只统计流动性好的资产,为啥投资不动产的升值部分会影响investible net worth?

另一个问题是什么叫equity in her real estate assets,投资不动产跟Equity有啥关系?

1 个答案

费费_品职助教 · 2024年12月19日

嗨,从没放弃的小努力你好:


1.投资不动产的部分没有放入investable net worth

2.equity in real estate asset 可以理解为投资者在房地产中所拥有的经济利益的价值。它是在扣除了所有相关负债(如抵押贷款等)之后,业主真正享有的那部分房地产价值。例如,一套房子的市场价值是 100 万元,业主还欠银行的抵押贷款为 40 万元,那么这套房子的权益价值就是 100 - 40 = 60 万元。

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