NO.PZ2024101802000010
问题如下：
What distinguishes risk tolerance from risk capacity?
选项：
解释：
Risk tolerance focuses on the willingness of the investor to take on risk, and if risk is taken on, the appropriate level of compensation is expected for the level of risk. Risk capacity focuses on how much investors can put at risk without affecting their current or future consumption.
这个答案的拿分点在哪里？我认为应该首先体现出Capacity更加客观，其影响因素包含收入、财富、期限、流动性等等。Tolerance更加主观，同时包含ability和willngness，但是答案的角度好像都没有提到这些点