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西红柿面 · 2024年12月08日

这道题跟Equity的占比有关系吗?

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NO.PZ201805280100000303

问题如下:

The broker suggests that Young rebalance her $5.5 million money market account and the $3.0 million tax-deferred retirement account periodically in order to maintain their targeted allocations. The broker proposes the same risk profile for the equity positions with two potential target equity allocations and rebalancing ranges for the two accounts as follows:
■ Alternative 1: 80% equities +/– 8.0% rebalancing range
■ Alternative 2: 75% equities +/– 10.7% rebalancing range

选项:

解释:

我的思路是这样的:Equity一般都是Capital Gain Tax,一般收税收的少,所以不用往免税账户去放;Money Market一般都是投资债券啥的,收税高,所以应该选择免税账户,然后通过Alternatives中Equity的占比选的5.5M的是Alternative2,这样为啥不行呢?

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